Terms and Conditions
Last updated: 24/09/2024
Welcome to Paym Wallet! These terms and conditions outline the rules and regulations for the use of our recharge services.
By accessing this application and making use of our services, you agree to comply with the following terms and conditions. Please read them carefully before proceeding.
1. Acceptance of Terms
By using the Paym Wallet application, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you are prohibited from using the services provided by Paym Wallet.
2. Services Provided
Paym Wallet provides online recharge services including:

• Mobile Prepaid and Postpaid recharges
  
• DTH recharges
  
• Bill payments for utilities such as electricity, water, gas, etc.
  

The availability of services may vary depending on the location and the service provider.
3. User Registration
To use Paym Wallet, you must register and create an account. During registration, you will be required to provide accurate and complete information. It is your responsibility to keep your account details up to date. Paym Wallet reserves the right to suspend or terminate your account if inaccurate or false information is provided.
4. Payments
All payments made through Paym Wallet must be completed using authorized payment methods. Paym Wallet does not store any payment information such as credit/debit card details. Third-party payment gateways are used to process payments securely.

• Refunds: All transactions made through Paym Wallet are final and non-refundable, except in cases of proven error by Paym Wallet or the service provider. Refunds, if any, will be handled at our sole discretion.
  

5. Usage Restrictions
You agree to use Paym Wallet solely for personal and lawful purposes. Any misuse of the application, including but not limited to fraudulent recharges, unauthorized access, or data breaches, will result in immediate termination of your account and may be reported to the authorities.
6. Service Availability
While Paym Wallet strives to provide uninterrupted access to the application and services, there may be instances where services are temporarily unavailable due to technical issues, maintenance, or external factors. We do not guarantee continuous or error-free operation and shall not be held liable for any interruptions.
7. Liability Limitation
Paym Wallet is not responsible for:

• Any delays in recharge or bill payments caused by the service provider.
  
• Any failed or incomplete transactions due to network or technical issues.
  
• Any loss or damage arising from your use of the Paym Wallet app, including data loss or unauthorized access.
  

8. Third-Party Services
Paym Wallet may include links to third-party services or websites, such as payment gateways or service provider portals. We do not control or assume responsibility for these third-party services. Your interactions with them are governed by their own terms and conditions.
9. Modification of Terms
Paym Wallet reserves the right to modify these terms and conditions at any time. We will notify users of any significant changes, and your continued use of the app constitutes your acceptance of the revised terms.
10. Termination of Service
We reserve the right to suspend or terminate your access to Paym Wallet at any time, without notice, if you violate these terms or engage in any unlawful activities.
11. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the jurisdiction of the courts located in India.